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听力原文:When the Fed wishes to encourage business activity, it may lower the discount rate to boost borrowing.(5)A.People are discouraged to do business with a lower discount rate.B.People are encouraged to borrow more money if the discount rate is lowered.C

题目

听力原文:When the Fed wishes to encourage business activity, it may lower the discount rate to boost borrowing.

(5)

A.People are discouraged to do business with a lower discount rate.

B.People are encouraged to borrow more money if the discount rate is lowered.

C.People are encouraged to borrow more money if the discount rate is raised.

D.People are discouraged to borrow less money with a lower discount rate.


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  • 第1题:

    听力原文:M: CDs can be traded in the money market at any time. They are more flexible than fixed-term deposits.

    W: That's right. So banks usually offer slightly lower interest rates on them.

    Q: Which of the following has a higher rate?

    (13)

    A.CDs.

    B.Demand deposits.

    C.Fixed-term deposits.

    D.Building societies deposits.


    正确答案:C
    解析:根据对话可知,CDs比定期存款(fixed-term deposit)更加灵活,但利率较CDs低,也就是定期存款利率要高。

  • 第2题:

    对话理解

    听力原文:W: When I want to borrow money from a hank, what should I do?

    M: You should create a contract with the bank, stipulating the rate of interest, the repayment date, the amount and timing of any periodic cash interest payments, and other terms of the agreement.

    Q: Which is not mentioned when creating a contract with the bank?

    (11)

    A.Stipulating the rate of interest.

    B.Stipulating the repayment date.

    C.Stipulating the amount and timing of any periodic cash interest payments.

    D.Stipulating the financial sponsor.


    正确答案:D
    解析:当向银行借款签订合同时,应该规定利率、还款日期、定期付款的数额及利息等等,对话中没有提及D项“规定经济担保人”。

  • 第3题:

    The interest rate specified in the bond indenture is called the ().

    A.market rate

    B.effective rate

    C.discount rate

    D.contract rate


    正确答案:D

  • 第4题:

    听力原文:M: Bank of China. May I help you?

    W: Yes, please. I'd like to get some information about discounting a bill of exchange.

    Q: What does the customer want to do.?

    (17)

    A.To withdraw some money.

    B.To exchange some foreign currencies.

    C.To discount some bills.

    D.To cash some traveler's checks.


    正确答案:C
    解析:根据女士回答,她是想获得一些关于汇票贴现方面的信息,可见她是想将汇票贴现。

  • 第5题:

    An increase in a nation's rate of savings ultimately( ) to lower interest rates for business and consumer loans.

    A. lead

    B. leads

    C. leader

    D. leading

    答案:B
    解析:

  • 第6题:

    BookStore数据库中有图书表Book(BookCode,BookName,Author,PublisherCode,PublishTimePublishTime是datetime类型。将Book表中的所有“外语”类图书的价格降低10%,并将折扣均设为8折。SQL语句:UPDATEBookSET()WhereBookSort=‘外语‘。

    • A、Price=Price*0.9,Discount=0.8
    • B、Price=Price*(1-10%),Discount=0.8
    • C、Price=0.9,Discount=0.8
    • D、Discount=0.8,Price=Price*0.9

    正确答案:A,B,D

  • 第7题:

    贴现率(Discount rate)


    正确答案: 当利率用于计算投资的净现值时,它被称为贴现率。

  • 第8题:

    No discount will begranted()you place an order for more than 1000 dozen.

    • A、if
    • B、unless
    • C、whether
    • D、but for

    正确答案:B

  • 第9题:

    Which of the following are policies applied to discount promotions?()

    • A、If multiple discounts could apply to a given product/item, the promotion with the highest priority will be chosen.
    • B、If multiple discounts could apply to a given product/item, the promotion with the largest amount off will be chosen.
    • C、If more than one order level discount could apply to an order, the discount with the highest priority will bechosen.
    • D、If more than one order level discount could apply to an order, the discount with the largest amount off will be chosen.
    • E、If discounted shipping and another type of order level discount could apply to the same order, both are applied.

    正确答案:A,C

  • 第10题:

    单选题
    A discount of 2 percent is offered for payment within l0 days, and l percent for payment within 20 days.
    A

    Customers will save more money if they pay within l0 days.

    B

    No discount is provided for a payment within l 5 days.

    C

    Customers will not save any money by paying immediately after purchasing.


    正确答案: A
    解析:
    题意:10天内付款9.8折优惠,20天内付款9.9折优惠。选项A“在10天内付款,顾客可以省更多的钱”正确,因为10天内付款可享9.8折优惠。

  • 第11题:

    单选题
    Why does Ms. Washington receive a discount on her purchase?
    A

    Because it was her shop’s first order.

    B

    Because the product was damaged in transit.

    C

    Because the supplier is going out of business.

    D

    Because she will place a larger order.


    正确答案: D
    解析:
    根据发票清单中最后1段第1句A ten-percent discount applies to all first-time orders可知答案为A项。

  • 第12题:

    单选题
    Suzie’s Discount Footwear sells all pairs of shoes for one price and all pairs of boots for another price. On Monday the store sold 22 pairs of shoes and 16 pairs of boots for $650. On Tuesday the store sold 8 pairs of shoes and 32 pairs of boots for $760. How much more do pairs of boots cost than pairs of shoes at Suzie’s Discount Footwear?
    A

    $2. 50

    B

    $5. 00

    C

    $5. 50

    D

    $7. 50

    E

    $15. 00


    正确答案: D
    解析:
    设鞋子的单价为x,靴子的单价为y,则22x+16y=650,8x+32y=760,故x=15,y=20,两者相差$5,故本题选B项。

  • 第13题:

    听力原文: Some banks offer other types of loans repayable by monthly installments, such as business development loans, house improvement loans, and farm development loans. These may be either secured or unsecured. Secured loans attract a slightly lower rate of interest than unsecured loans. Some banks offer revolving credit schemes. These normally involve loans repayable by regular monthly installments, but they differ from other loans repayable by installments in two respects. First, the borrower need not take up the full amount of the loan at the outset. Secondly, as his repayments reduce his indebtedness, he can "top up" his loan by borrowing more, provided that the total debt outstanding does not exceed his agreed credit limit. In 1967 some banks introduced a new form. of account called a "budget account". The object is to allow personal customers to spread the incidence of normal personal and household expenditure.

    24. Which of the following loans is not repaid by installments?

    25.Which of the following loans would attract a lower rate of interest?

    26.How does a borrower "top up" his loan?

    27.What is the objective of introduction of the budget account?

    (24)

    A.Business development loans.

    B.House improvement loans.

    C.Farm development loans.

    D.Overdrafts.


    正确答案:D
    解析:录音原文一开始提到Some banks offer...and farm development loans. 一些银行推出其他种类按月分期还款的贷款,例如商业发展贷款、住房改善贷款和农业发展贷款。

  • 第14题:

    To increase this discount rate for all of our accounts would seriously () our firm .

    A、jeopardise

    B、jepard

    C、jeopardize

    D、jepardize


    参考答案:C

  • 第15题:

    听力原文:M: The rate on a personal loan is fixed according to the base rate at the time when the loan is made.

    W: But it is always higher than the base rate, isn't it?

    Q: What is determined when a personal loan is made?

    (14)

    A.Rate on the personal loan.

    B.Base rate of the bank.

    C.The amount of payment.

    D.Personal loan's time period.


    正确答案:A
    解析:根据对话中"The rate on a personal loan is fixed"可知A项正确。

  • 第16题:

    The bank (56) borrowers enough interest to pay the expense of the bank and have something left over for (57) . The interest cannot be higher than the legal rate, which is established by state law and in most states is 6% per year. (58) big loans, the interest rate is much less, even as low as 2%. The rate depends on the money market, when there is plenty of money (59) to be borrowed, banks charge low rates of interest. A savings bank may pay its depositors 2% and lend the money at 3.5% or 4%. But when money is tight, interest rates go up, and a savings bank may try to (60) depositors by offering 4% or 4.5% or even more and lending the money at 5% or 6%.

    (41)

    A.receives

    B.gets

    C.charges

    D.pays


    正确答案:C
    解析:句意:银行向贷款人索取足够的利息以支付银行日常开销,并保证部分盈余。这里表示索取费用的词是charge。receive收到。pay支付,交纳。

  • 第17题:

    In addition to setting the price of a product, business firms must decide () to offer special discount and credit terms to their customers.

    Aif

    Bwhich

    Cwhatever

    Dwhether


    D

  • 第18题:

    No discount will be granted()you place an order for more than 1000 dozen.

    • A、if
    • B、unless
    • C、whether
    • D、butfor

    正确答案:B

  • 第19题:

    ()an order for 100 pieces or more,we allow a special discount of 5% for payment by L/C.

    • A、At
    • B、In
    • C、On
    • D、From

    正确答案:C

  • 第20题:

    英译中:Cash discount


    正确答案: 现金折扣

  • 第21题:

    单选题
    In addition to setting the price of a product, business firms must decide () to offer special discount and credit terms to their customers.
    A

    if

    B

    which

    C

    whatever

    D

    whether


    正确答案: A
    解析: 暂无解析

  • 第22题:

    单选题
    A

    She should go to the nearest supermarket to buy everything she wants.

    B

    She should bargain with the seller for a lower price

    C

    She should visit various stores and compare the prices.

    D

    She should not buy anything in the discount stores.


    正确答案: A
    解析:
    细节题。录音中男士首先建议“Visit various stores, examine the goods carefully and compare prices.”,即多逛商店、检查商品、比较价格。故选C。

  • 第23题:

    多选题
    Which of the following are policies applied to discount promotions?()
    A

    If multiple discounts could apply to a given product/item, the promotion with the highest priority will be chosen.

    B

    If multiple discounts could apply to a given product/item, the promotion with the largest amount off will be chosen.

    C

    If more than one order level discount could apply to an order, the discount with the highest priority will bechosen.

    D

    If more than one order level discount could apply to an order, the discount with the largest amount off will be chosen.

    E

    If discounted shipping and another type of order level discount could apply to the same order, both are applied.


    正确答案: C,B
    解析: 暂无解析