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You should deposit a certain amount of money with a bank before you buy a house.A．RightB．WrongC．Doesn't say

题目

You should deposit a certain amount of money with a bank before you buy a house.

A．Right

B．Wrong

C．Doesn't say

相似考题

1.I’m worried about the valuables I carry with me will be stolen.A.You are suggested to deposit your valuables in the safety deposit box in this hotel.B.I advise you to deposit your valuables in the safety box of the bank.C.I advise you to open an account to deposit cash in the bank.D.You may follow my suggestion to put your valuables in a safe box in your hom

2.听力原文： If you want to invest money at short term, you've got several possibilities: first, a current account. This gives you the possibility of having all your money at your immediate disposal. It also entitles you to a cheque-book. Second, you've got a deposit account, which usually pays about 3. 5% interest, less tax. In that respect, a deposit account's a better investment than a current account. However, though you are entitled to a cheque-book, you can only withdraw up to a certain sum each month. For large amounts, you must give the bank a few months' notice. Finally, you have certificates of deposit. These pay in the order of 6.5% interest.28. How many possibilities are there for a customer to invest money at short term?29.With what kind of deposit can a customer NOT use a cheque-book?30.What is the interest rate for maintaining a deposit account?(28)A．2.B．5.C．4D．3

3.The correspondent bank can only make money for its services to other banks from deposit balances maintained by bank customers.A．RightB．WrongC．Doesn't say

4.听力原文： A certificate of deposit (CD) is a time deposit with a bank. Time deposits may not be withdrawn on demand like a check account. CDs are generally issued by commercial banks but they can be bought through brokerages. They bear a specific maturity date that usually lasts from 3 months to 5 years, a specified interest rate, and can be issued in any denomination, very similar to bonds. CDs offer a slightly higher yield than T-Bills because of the slightly higher default risk for a bank, but overall the likeliness of a large bank going broke is pretty slim. Of course, the amount of interest you earn depends on a number of factors such as the current interest rate environment, how much money you invest, the length of time, and your specific bank.24. What is a CD?25.Which of the followings generally issue CDs?26.How long does a specific maturity usually last?27.Why do CDs pay higher return to investors than T-bills?(24)A．A term deposit that can be drawn at any time.B．A time deposit with a bank.C．A current deposit.D．A cheek account.

更多“You should deposit a certain amount of money with a bank before you buy a house.A．RightB．WrongC．Doesn't say”相关问题

  • 第1题：

    共用题干
    第二篇

    Saving Money

    Where you save your money often depends on what you are saving for. If you are
    saving to buy a CD（光盘）or to go to a concert,then probably you would keep your money
    somewhere in your room.
    If you are saving for a big purchase like a mountain bike or a school trip,where would
    you save your money?
    One place to save money is the bank.Putting your money in a savings account will
    help your money earn more money. If you put your money in a piggy bank（猪形储蓄
    罐）,one year later you'll still have the same amount of money you put in.If you put
    your money in a savings account,one year later,you'II have more money than you put
    in.Why?
    When you keep your money in a bank,your money earns interest.Interest is an
    amount of money a bank pays you to use your money.The bank uses your money(and the
    money of other people,too)to loan money to people and businesses.
    The bank will send you a statement several times a year. A bank statement tells you
    how much money you have in your account.It also tells you how much interest you have
    earned.If you leave your money in the bank,you can watch it grow!
    Another way you can save money is to buy a certificate of deposit or CD.If you have
    some money that you don't need to use for a long time,this is a good way to make your
    money grow.
    You can buy a CD at a bank.You agree not to use the money for a certain period of
    time.That period might be from six months to five years.You can't touch your money
    during that time.If you do,you must pay a penalty,or fee.

    If you draw your money before it is due,you will have to
    A:pay interest to the bank.
    B:close your account.
    C:open a new account.
    D:pay a penalty or fee,

    答案：D
    解析：

  • 第2题：

    根据下列内容，回答211-215题。
    A house is the most expensive thing most people will ever buy．Very few people have enough money of their own to buy a house，so they have to borrow money from a bank．Borrowing moneyfrom a bank to buy a house is called“take a mortgage”．The bank usually lends money or gives a me．gage for twenty—five years．Houses are so expensive that many people nowadays have to borrow as much as$50，000．In other words，they will have a$50，000 mortgage．
    How can you get a mortgage? When you find a house you like．you go to a bank．The bank will research you financial history and decide if they think you are a good risk．They will want to know what kind of job you have，what kind of salary you make and how long you have had the job．
    They will a]so want to know how much money you have．In addition．the banks will require a down payment．Depending Oil which state you live in，the bank may require as much as 30%of the price of the house as a down payment．The bank will then lend you the rest of the money to buy the house.Many people are never able to buy a house because they can not save enough money for the
    down payment．
    What does a house mean in the United States．? __________

    A.It is a dream which many people can hardly realize
    B.It is so expensive that many people can not really buy them
    C.It is the most important property that many people try to buy
    D.It doesn’t belong to people if they can not borrow morley from the bank

    答案：C
    解析：
    从第一句“A house is the most expensive thing most people will ever buy”可知，房子是人们所要购置的最重要的财产。故C项正确。A、B项都提到买房子的不可能性，与文章中的抵押贷款从而购房相悖。D项过于绝对化，并不是所有的人都必须通过银行贷款才买得起房子。

  • 第3题：

    共用题干
    第二篇

    Saving Money

    Where you save your money often depends on what you are saving for.If you are
    saving to buy a dictionary or to go to a concert,then probably keep your money somewhere
    in your room.
    If you are saving for a big purchase like a mountain bike or a school trip,where would
    you save your money?
    One place to save money is the bank.Putting your money in a savings account will
    help your money earn more money.If you put your money in a piggy bank（猪形储蓄
    罐）,one year later you'll still have the same amount of money you put in.If you put
    your money in a savings account,one year later,you'll have more money than you put
    in.Why?
    When you keep your money in a bank,your money earns interest.Interest is the
    amount of money a bank pays you to use your money.The bank uses your money(and
    the money of other people,too)to loan money to people and businesses.
    The bank will send you a statement several times a year.A bank statement tells you
    how much money there is in your account.It also tells you how much interest you have
    earned.If you leave your money in the bank,you can watch it grow!
    Another way you can save money is to buy a certificate of deposit or CD.If you have
    some money that you don't need to use for a long time,this is a good way to make your
    money grow.
    You can buy a CD at a bank.You agree not to use the money for a certain period of
    time.That period might be from six months to five years.You can't touch your money
    during that time.If you do,you must pay a penalty,or fee.
    Since the bank is using your money for that time period,it will pay you interest.You
    will earn more interest with a CD than in a savings account.Can you guess why?It's
    because you promise to leave your money in the bank for a certain period of time.Banks
    pay different rates of interest.So,you may want to compare rates in newspaper ads before
    buying a CD.

    Interest is the amount of money which
    A:a bank lends to people.
    B:a bank loans to businesses.
    C:a bank pays you.
    D:a bank uses.

    答案：C
    解析：

  • 第4题：

    共用题干
    第二篇

    Saving Money

    Where you save your money often depends on what you are saving for.If you are
    saving to buy a dictionary or to go to a concert,then probably keep your money somewhere
    in your room.
    If you are saving for a big purchase like a mountain bike or a school trip,where would
    you save your money?
    One place to save money is the bank.Putting your money in a savings account will
    help your money earn more money.If you put your money in a piggy bank（猪形储蓄
    罐）,one year later you'll still have the same amount of money you put in.If you put
    your money in a savings account,one year later,you'll have more money than you put
    in.Why?
    When you keep your money in a bank,your money earns interest.Interest is the
    amount of money a bank pays you to use your money.The bank uses your money(and
    the money of other people,too)to loan money to people and businesses.
    The bank will send you a statement several times a year.A bank statement tells you
    how much money there is in your account.It also tells you how much interest you have
    earned.If you leave your money in the bank,you can watch it grow!
    Another way you can save money is to buy a certificate of deposit or CD.If you have
    some money that you don't need to use for a long time,this is a good way to make your
    money grow.
    You can buy a CD at a bank.You agree not to use the money for a certain period of
    time.That period might be from six months to five years.You can't touch your money
    during that time.If you do,you must pay a penalty,or fee.
    Since the bank is using your money for that time period,it will pay you interest.You
    will earn more interest with a CD than in a savings account.Can you guess why?It's
    because you promise to leave your money in the bank for a certain period of time.Banks
    pay different rates of interest.So,you may want to compare rates in newspaper ads before
    buying a CD.

    A bank statement tells you
    A:the amount of money you have in the bank.
    B:the current rates of interest.
    C:the current rates of exchange.
    D:the best way to save your money.

    答案：A
    解析：

  • 第5题：

    共用题干
    第二篇

    Saving Money

    Where you save your money often depends on what you are saving for. If you are
    saving to buy a CD（光盘）or to go to a concert, then probably you would keep your
    money somewhere in your room.
    If you are saving for a big purchase like a mountain bike or a school trip,where would
    you save your money?
    One place to save money is the bank.Putting your money in a savings account will
    help your money earn more money. If you put your money in a piggy bank（猪形储蓄罐）,
    one year later you'll still have the same amount of money you put in.If you put your money
    in a savings account,one year later,you'll have more money than you put in.Why?
    When you keep your money in a bank,your money earns interest.Interest is an
    amount of money a bank pays you to use your money.The bank uses your money(and
    the money of other people,too)to loan money to people and businesses.
    The bank will send you a statement several times a year. A bank statement tells you
    how much money you have in your account.It also tells you how much interest you have
    earned.If you leave your money in the bank,you can watch it grow!
    Another way you can save money is to buy a certificate of deposit or CD.If you have
    some money that you don't need to use for a long time,this is a good way to make your
    money grow.
    You can buy a CD at a bank.You agree not to use the money for a certain period of
    time.That period might be from six months to five years.You can't touch your money
    during that time.If you do,you must pay a penalty,or fee.

    Your money will earn more money if you put it
    A:in your room.
    B:in a piggy bank.
    C:in your pocket.
    D:in a savings account.

    答案：D
    解析：

  • 第6题：

    共用题干
    第二篇

    Saving Money

    Where you save your money often depends on what you are saving for. If you are
    saving to buy a CD（光盘）or to go to a concert, then probably you would keep your
    money somewhere in your room.
    If you are saving for a big purchase like a mountain bike or a school trip,where would
    you save your money?
    One place to save money is the bank.Putting your money in a savings account will
    help your money earn more money. If you put your money in a piggy bank（猪形储蓄罐）,
    one year later you'll still have the same amount of money you put in.If you put your money
    in a savings account,one year later,you'll have more money than you put in.Why?
    When you keep your money in a bank,your money earns interest.Interest is an
    amount of money a bank pays you to use your money.The bank uses your money(and
    the money of other people,too)to loan money to people and businesses.
    The bank will send you a statement several times a year. A bank statement tells you
    how much money you have in your account.It also tells you how much interest you have
    earned.If you leave your money in the bank,you can watch it grow!
    Another way you can save money is to buy a certificate of deposit or CD.If you have
    some money that you don't need to use for a long time,this is a good way to make your
    money grow.
    You can buy a CD at a bank.You agree not to use the money for a certain period of
    time.That period might be from six months to five years.You can't touch your money
    during that time.If you do,you must pay a penalty,or fee.

    The word"touch" in paragraph 7 could be best replaced by
    A:"deposit".
    B:"lend".
    C:"use".
    D:"cash".

    答案：C
    解析：

  • 第7题：

    共用题干
    第二篇

    Saving Money

    Where you save your money often depends on what you are saving for. If you are
    saving to buy a CD（光盘）or to go to a concert, then probably you would keep your
    money somewhere in your room.
    If you are saving for a big purchase like a mountain bike or a school trip,where would
    you save your money?
    One place to save money is the bank.Putting your money in a savings account will
    help your money earn more money. If you put your money in a piggy bank（猪形储蓄罐）,
    one year later you'll still have the same amount of money you put in.If you put your money
    in a savings account,one year later,you'll have more money than you put in.Why?
    When you keep your money in a bank,your money earns interest.Interest is an
    amount of money a bank pays you to use your money.The bank uses your money(and
    the money of other people,too)to loan money to people and businesses.
    The bank will send you a statement several times a year. A bank statement tells you
    how much money you have in your account.It also tells you how much interest you have
    earned.If you leave your money in the bank,you can watch it grow!
    Another way you can save money is to buy a certificate of deposit or CD.If you have
    some money that you don't need to use for a long time,this is a good way to make your
    money grow.
    You can buy a CD at a bank.You agree not to use the money for a certain period of
    time.That period might be from six months to five years.You can't touch your money
    during that time.If you do,you must pay a penalty,or fee.

    A bank pays you interest for
    A:wasting your money.
    B:losing your money.
    C:using your money.
    D:decreasing your money.

    答案：C
    解析：

  • 第8题：

    共用题干
    第三篇

    Saving Money

    Where you save your money often depends on what you are saving for. If you are saving to buy a dictionary or to go to a concert,then probably keep your money somewhere in your room.
    If you are saving for a big purchase like a mountain bike or a school trip,where would you save your money?
    One place to save money is the bank.Putting your money in a savings account will help your money earn more money. If you put your money in a piggy bank（猪形储蓄罐）, one year later you'll still have the same amount of money you put in?If you put your money in a savings account,one year later,you'll have more money than you put in.Why?
    When you keep your money in a bank,your money earns interest.Interest is the amount of money a bank pays you to use your money.The bank uses your money(and the money of other people,too)to loan money to people and businesses.
    The bank will send you a statement several times a year. A bank statement tells you how much money there is in your account. It also tells you how much interest you have earned.If you leave your money in the bank,you can watch it grow!
    Another way you can save money is to buy a certificate of deposit or CD.If you have some money that you don't need to use for a long time,this is a good way to make your money grow. You can buy a CD at a bank.You agree not to use the money for a certain period of time.That period might be from six months to five years.
    You can't touch your money during that time.If you do,you must pay a penalty,or fee.
    Since the bank is using your money for that time period,it will pay you interest.You will earn more interest with a CD than in a savings account. Can you guess why?It's because you promise to leave your money in the bank for a certain period of time.Banks pay different rates of interest.So, you may want to compare rates in newspaper ads before buying a CD.

    A bank statement tells you_______.
    A:the amount of money you have in the bank
    B:the current rates of interest
    C:the current rates of exchange
    D:the best way to save your money

    答案：A
    解析：
    文章第三段提到“Putting your money in a savings account will help your money earn more money"，因此选D。
    第四段第二句“Interest is the amount of money a bank pays you to use your money"，利息是银行付给储户的钱。
    第五段第二句提到bank statement告诉储户账户里有多少钱，其中利息收入是多少。
    第七段说到如果你提前支取，会被收取一定的费用，所以选D。
    touch在此的意思是储户在储蓄期内不可以取钱，因此选C。

  • 第9题：

    共用题干
    第三篇

    Saving Money

    Where you save your money often depends on what you are saving for. If you are saving to buy a dictionary or to go to a concert,then probably keep your money somewhere in your room.
    If you are saving for a big purchase like a mountain bike or a school trip,where would you save your money?
    One place to save money is the bank.Putting your money in a savings account will help your money earn more money. If you put your money in a piggy bank（猪形储蓄罐）, one year later you'll still have the same amount of money you put in?If you put your money in a savings account,one year later,you'll have more money than you put in.Why?
    When you keep your money in a bank,your money earns interest.Interest is the amount of money a bank pays you to use your money.The bank uses your money(and the money of other people,too)to loan money to people and businesses.
    The bank will send you a statement several times a year. A bank statement tells you how much money there is in your account. It also tells you how much interest you have earned.If you leave your money in the bank,you can watch it grow!
    Another way you can save money is to buy a certificate of deposit or CD.If you have some money that you don't need to use for a long time,this is a good way to make your money grow. You can buy a CD at a bank.You agree not to use the money for a certain period of time.That period might be from six months to five years.
    You can't touch your money during that time.If you do,you must pay a penalty,or fee.
    Since the bank is using your money for that time period,it will pay you interest.You will earn more interest with a CD than in a savings account. Can you guess why?It's because you promise to leave your money in the bank for a certain period of time.Banks pay different rates of interest.So, you may want to compare rates in newspaper ads before buying a CD.

    The word"touch"in Paragraph 7 could be best replaced by_______.
    A:deposit
    B:borrow
    C:use
    D:cash

    答案：C
    解析：
    文章第三段提到“Putting your money in a savings account will help your money earn more money"，因此选D。
    第四段第二句“Interest is the amount of money a bank pays you to use your money"，利息是银行付给储户的钱。
    第五段第二句提到bank statement告诉储户账户里有多少钱，其中利息收入是多少。
    第七段说到如果你提前支取，会被收取一定的费用，所以选D。
    touch在此的意思是储户在储蓄期内不可以取钱，因此选C。

  • 第10题：

    单选题
    If you want to save money, you can buy clothes that need to be dry-cleaned.
    A

    Right.

    B

    Wrong.

    C

    Doesn’t Say.


    正确答案： C
    解析：
    考 点：推理题。根据题干信息定位至原文第二段中的“Dry cleaning is expensive.”和“You will save money if you buy clothes that can be washed.”可知，干洗的费用很贵，所以要省钱的话，要买水洗的衣服，不要买干洗的衣服。

  • 第11题：

    共用题干
    第二篇

    Saving Money

    Where you save your money often depends on what you are saving for. If you are
    saving to buy a CD（光盘）or to go to a concert,then probably you would keep your money
    somewhere in your room.
    If you are saving for a big purchase like a mountain bike or a school trip,where would
    you save your money?
    One place to save money is the bank.Putting your money in a savings account will
    help your money earn more money. If you put your money in a piggy bank（猪形储蓄
    罐）,one year later you'll still have the same amount of money you put in.If you put
    your money in a savings account,one year later,you'II have more money than you put
    in.Why?
    When you keep your money in a bank,your money earns interest.Interest is an
    amount of money a bank pays you to use your money.The bank uses your money(and the
    money of other people,too)to loan money to people and businesses.
    The bank will send you a statement several times a year. A bank statement tells you
    how much money you have in your account.It also tells you how much interest you have
    earned.If you leave your money in the bank,you can watch it grow!
    Another way you can save money is to buy a certificate of deposit or CD.If you have
    some money that you don't need to use for a long time,this is a good way to make your
    money grow.
    You can buy a CD at a bank.You agree not to use the money for a certain period of
    time.That period might be from six months to five years.You can't touch your money
    during that time.If you do,you must pay a penalty,or fee.

    Among other things,a bank statement tells you
    A: the amount of money you have in the bank.
    B:the current rates of interest.
    C:the current rates of exchange.
    D:the best way to save your money.

    答案：A
    解析：

  • 第12题：

    共用题干
    第二篇

    Saving Money

    Where you save your money often depends on what you are saving for.If you are
    saving to buy a dictionary or to go to a concert,then probably keep your money somewhere
    in your room.
    If you are saving for a big purchase like a mountain bike or a school trip,where would
    you save your money?
    One place to save money is the bank.Putting your money in a savings account will
    help your money earn more money.If you put your money in a piggy bank（猪形储蓄
    罐）,one year later you'll still have the same amount of money you put in.If you put
    your money in a savings account,one year later,you'll have more money than you put
    in.Why?
    When you keep your money in a bank,your money earns interest.Interest is the
    amount of money a bank pays you to use your money.The bank uses your money(and
    the money of other people,too)to loan money to people and businesses.
    The bank will send you a statement several times a year.A bank statement tells you
    how much money there is in your account.It also tells you how much interest you have
    earned.If you leave your money in the bank,you can watch it grow!
    Another way you can save money is to buy a certificate of deposit or CD.If you have
    some money that you don't need to use for a long time,this is a good way to make your
    money grow.
    You can buy a CD at a bank.You agree not to use the money for a certain period of
    time.That period might be from six months to five years.You can't touch your money
    during that time.If you do,you must pay a penalty,or fee.
    Since the bank is using your money for that time period,it will pay you interest.You
    will earn more interest with a CD than in a savings account.Can you guess why?It's
    because you promise to leave your money in the bank for a certain period of time.Banks
    pay different rates of interest.So,you may want to compare rates in newspaper ads before
    buying a CD.

    If you draw your money before it is due,
    A:you have to pay interest to the bank.
    B:you have to close your account.
    C:you have to open a new account.
    D:you have to pay a penalty or fee.

    答案：D
    解析：

  • 第13题：

    共用题干
    第二篇

    Saving Money

    Where you save your money often depends on what you are saving for.If you are
    saving to buy a dictionary or to go to a concert,then probably keep your money somewhere
    in your room.
    If you are saving for a big purchase like a mountain bike or a school trip,where would
    you save your money?
    One place to save money is the bank.Putting your money in a savings account will
    help your money earn more money.If you put your money in a piggy bank（猪形储蓄
    罐）,one year later you'll still have the same amount of money you put in.If you put
    your money in a savings account,one year later,you'll have more money than you put
    in.Why?
    When you keep your money in a bank,your money earns interest.Interest is the
    amount of money a bank pays you to use your money.The bank uses your money(and
    the money of other people,too)to loan money to people and businesses.
    The bank will send you a statement several times a year.A bank statement tells you
    how much money there is in your account.It also tells you how much interest you have
    earned.If you leave your money in the bank,you can watch it grow!
    Another way you can save money is to buy a certificate of deposit or CD.If you have
    some money that you don't need to use for a long time,this is a good way to make your
    money grow.
    You can buy a CD at a bank.You agree not to use the money for a certain period of
    time.That period might be from six months to five years.You can't touch your money
    during that time.If you do,you must pay a penalty,or fee.
    Since the bank is using your money for that time period,it will pay you interest.You
    will earn more interest with a CD than in a savings account.Can you guess why?It's
    because you promise to leave your money in the bank for a certain period of time.Banks
    pay different rates of interest.So,you may want to compare rates in newspaper ads before
    buying a CD.

    The word"touch" in paragraph 7 could be best replaced by
    A:"deposit".
    B:"work".
    C:"use".
    D:"cash".

    答案：C
    解析：

  • 第14题：

    共用题干
    第二篇

    Saving Money

    Where you save your money often depends on what you are saving for.If you are
    saving to buy a dictionary or to go to a concert,then probably keep your money somewhere
    in your room.
    If you are saving for a big purchase like a mountain bike or a school trip,where would
    you save your money?
    One place to save money is the bank.Putting your money in a savings account will
    help your money earn more money.If you put your money in a piggy bank（猪形储蓄
    罐）,one year later you'll still have the same amount of money you put in.If you put
    your money in a savings account,one year later,you'll have more money than you put
    in.Why?
    When you keep your money in a bank,your money earns interest.Interest is the
    amount of money a bank pays you to use your money.The bank uses your money(and
    the money of other people,too)to loan money to people and businesses.
    The bank will send you a statement several times a year.A bank statement tells you
    how much money there is in your account.It also tells you how much interest you have
    earned.If you leave your money in the bank,you can watch it grow!
    Another way you can save money is to buy a certificate of deposit or CD.If you have
    some money that you don't need to use for a long time,this is a good way to make your
    money grow.
    You can buy a CD at a bank.You agree not to use the money for a certain period of
    time.That period might be from six months to five years.You can't touch your money
    during that time.If you do,you must pay a penalty,or fee.
    Since the bank is using your money for that time period,it will pay you interest.You
    will earn more interest with a CD than in a savings account.Can you guess why?It's
    because you promise to leave your money in the bank for a certain period of time.Banks
    pay different rates of interest.So,you may want to compare rates in newspaper ads before
    buying a CD.

    Which way will help your money earn more money?
    A:Putting your money in your room.
    B:Putting your money in a piggy bank.
    C:Putting your money in your pocket.
    D:Putting your money in a savings account.

    答案：D
    解析：

  • 第15题：

    共用题干
    第二篇

    Saving Money

    Where you save your money often depends on what you are saving for. If you are
    saving to buy a CD（光盘）or to go to a concert, then probably you would keep your
    money somewhere in your room.
    If you are saving for a big purchase like a mountain bike or a school trip,where would
    you save your money?
    One place to save money is the bank.Putting your money in a savings account will
    help your money earn more money. If you put your money in a piggy bank（猪形储蓄罐）,
    one year later you'll still have the same amount of money you put in.If you put your money
    in a savings account,one year later,you'll have more money than you put in.Why?
    When you keep your money in a bank,your money earns interest.Interest is an
    amount of money a bank pays you to use your money.The bank uses your money(and
    the money of other people,too)to loan money to people and businesses.
    The bank will send you a statement several times a year. A bank statement tells you
    how much money you have in your account.It also tells you how much interest you have
    earned.If you leave your money in the bank,you can watch it grow!
    Another way you can save money is to buy a certificate of deposit or CD.If you have
    some money that you don't need to use for a long time,this is a good way to make your
    money grow.
    You can buy a CD at a bank.You agree not to use the money for a certain period of
    time.That period might be from six months to five years.You can't touch your money
    during that time.If you do,you must pay a penalty,or fee.

    Among other things,a bank statement tells you
    A:the amount of money you have in the bank.
    B:the current rates of interest.
    C:the current rates of exchange.
    D:the best way to save your money.

    答案：A
    解析：

  • 第16题：

    共用题干
    第二篇

    Saving Money

    Where you save your money often depends on what you are saving for. If you are
    saving to buy a CD（光盘）or to go to a concert, then probably you would keep your
    money somewhere in your room.
    If you are saving for a big purchase like a mountain bike or a school trip,where would
    you save your money?
    One place to save money is the bank.Putting your money in a savings account will
    help your money earn more money. If you put your money in a piggy bank（猪形储蓄罐）,
    one year later you'll still have the same amount of money you put in.If you put your money
    in a savings account,one year later,you'll have more money than you put in.Why?
    When you keep your money in a bank,your money earns interest.Interest is an
    amount of money a bank pays you to use your money.The bank uses your money(and
    the money of other people,too)to loan money to people and businesses.
    The bank will send you a statement several times a year. A bank statement tells you
    how much money you have in your account.It also tells you how much interest you have
    earned.If you leave your money in the bank,you can watch it grow!
    Another way you can save money is to buy a certificate of deposit or CD.If you have
    some money that you don't need to use for a long time,this is a good way to make your
    money grow.
    You can buy a CD at a bank.You agree not to use the money for a certain period of
    time.That period might be from six months to five years.You can't touch your money
    during that time.If you do,you must pay a penalty,or fee.

    If you draw your money before it is due,you will have to
    A:pay interest to the bank.
    B:close your account.
    C:open a new account.
    D:pay a penalty or fee.

    答案：D
    解析：

  • 第17题：

    共用题干
    第三篇

    Saving Money

    Where you save your money often depends on what you are saving for. If you are saving to buy a dictionary or to go to a concert,then probably keep your money somewhere in your room.
    If you are saving for a big purchase like a mountain bike or a school trip,where would you save your money?
    One place to save money is the bank.Putting your money in a savings account will help your money earn more money. If you put your money in a piggy bank（猪形储蓄罐）, one year later you'll still have the same amount of money you put in?If you put your money in a savings account,one year later,you'll have more money than you put in.Why?
    When you keep your money in a bank,your money earns interest.Interest is the amount of money a bank pays you to use your money.The bank uses your money(and the money of other people,too)to loan money to people and businesses.
    The bank will send you a statement several times a year. A bank statement tells you how much money there is in your account. It also tells you how much interest you have earned.If you leave your money in the bank,you can watch it grow!
    Another way you can save money is to buy a certificate of deposit or CD.If you have some money that you don't need to use for a long time,this is a good way to make your money grow. You can buy a CD at a bank.You agree not to use the money for a certain period of time.That period might be from six months to five years.
    You can't touch your money during that time.If you do,you must pay a penalty,or fee.
    Since the bank is using your money for that time period,it will pay you interest.You will earn more interest with a CD than in a savings account. Can you guess why?It's because you promise to leave your money in the bank for a certain period of time.Banks pay different rates of interest.So, you may want to compare rates in newspaper ads before buying a CD.

    Interest is the amount of money which_______.
    A:a bank lends to people
    B:a bank loans to businesses
    C:a bank pays you
    D:a bank uses

    答案：C
    解析：
    文章第三段提到“Putting your money in a savings account will help your money earn more money"，因此选D。
    第四段第二句“Interest is the amount of money a bank pays you to use your money"，利息是银行付给储户的钱。
    第五段第二句提到bank statement告诉储户账户里有多少钱，其中利息收入是多少。
    第七段说到如果你提前支取，会被收取一定的费用，所以选D。
    touch在此的意思是储户在储蓄期内不可以取钱，因此选C。

  • 第18题：

    共用题干
    第三篇

    Saving Money

    Where you save your money often depends on what you are saving for. If you are saving to buy a dictionary or to go to a concert,then probably keep your money somewhere in your room.
    If you are saving for a big purchase like a mountain bike or a school trip,where would you save your money?
    One place to save money is the bank.Putting your money in a savings account will help your money earn more money. If you put your money in a piggy bank（猪形储蓄罐）, one year later you'll still have the same amount of money you put in?If you put your money in a savings account,one year later,you'll have more money than you put in.Why?
    When you keep your money in a bank,your money earns interest.Interest is the amount of money a bank pays you to use your money.The bank uses your money(and the money of other people,too)to loan money to people and businesses.
    The bank will send you a statement several times a year. A bank statement tells you how much money there is in your account. It also tells you how much interest you have earned.If you leave your money in the bank,you can watch it grow!
    Another way you can save money is to buy a certificate of deposit or CD.If you have some money that you don't need to use for a long time,this is a good way to make your money grow. You can buy a CD at a bank.You agree not to use the money for a certain period of time.That period might be from six months to five years.
    You can't touch your money during that time.If you do,you must pay a penalty,or fee.
    Since the bank is using your money for that time period,it will pay you interest.You will earn more interest with a CD than in a savings account. Can you guess why?It's because you promise to leave your money in the bank for a certain period of time.Banks pay different rates of interest.So, you may want to compare rates in newspaper ads before buying a CD.

    If you draw your money before it is due,_______.
    A:you have to pay interest to the bank
    B: you have to close your account
    C:you have to open a new account
    D:you have to pay a penalty or fee

    答案：D
    解析：
    文章第三段提到“Putting your money in a savings account will help your money earn more money"，因此选D。
    第四段第二句“Interest is the amount of money a bank pays you to use your money"，利息是银行付给储户的钱。
    第五段第二句提到bank statement告诉储户账户里有多少钱，其中利息收入是多少。
    第七段说到如果你提前支取，会被收取一定的费用，所以选D。
    touch在此的意思是储户在储蓄期内不可以取钱，因此选C。

  • 第19题：

    Wise buying is a positive way in which you can make your money go further. The （）you go about purchasing an article or a service can actually （）you money or can add （）the cost. Take the （）example of a hairdryer. If you are buying a hairdryer, you might （）that you are making the （）buy if you choose one （）look you like and which is also the cheapest （）price. But when you get it home you may find that it （）twice as long as a more expensive （）to dry your hair. The cost of the electricity plus the cost of your time could well （）your hairdryer the most expensive one of all. So what principles should you （）when you go out shopping? If you （）your home, your car or any valuable （）in excellent condition, you’ll be saving money in the long （） Before you buy a new （）,talk to someone who owns one. If you can, use it or borrow it to check it suits your particular （） Before you buy an expensive （）,or a service, do check the price and （）is on offer. If possible, choose （）three items or three estimates. 请在第（）处填上正确答案。

    • A、run
    • B、interval
    • C、period
    • D、time

    正确答案:A

  • 第20题：

    单选题
    The first thing for you to do before you buy clothes is to read the labels inside the clothes.
    A

    Right.

    B

    Wrong.

    C

    Doesn’t Say.


    正确答案： B
    解析：
    考 点：细节题。根据题干信息定位至第一段第一句“When you want to go shopping and decide how much money you can spend for new clothes, think about the kind of clothes you really need.”可知，“想去购物时，先决定你想花多少钱买衣服。想想你真正缺什么衣服”。

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