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In the UK commercial banks often raise funds by issuing bonds and stocks.A．RightB．WrongC．Doesn't say
题目
In the UK commercial banks often raise funds by issuing bonds and stocks.
A．Right
B．Wrong
C．Doesn't say
相似考题
参考答案和解析
解析：文中最后一句仅说The main market place for lending and borrowing medium and long-term capital in the UK is the Stock Exchange in London.，并没有提及英国商业银行常常通过发行股票和债券进行融资(raise funds)。
更多“In the UK commercial banks often raise funds by issuing bonds and stocks.A．RightB．WrongC．Doesn't say”相关问题
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第1题：
The recovery of funds of a commercial bank is ideally managed on a parallel with its expenditure.
A．Right
B．Wrong
C．Doesn't say
正确答案：B
解析：从段落中的第一句后半部分...and recovers funds, hopefully in excess of the amount可以推出。in excess of超过，a parallel with与…相同。 -
第2题：
Relatively efficient market can usually provide information on the credit worthiness of a commercial bank.
A．Right
B．Wrong
C．Doesn't say
正确答案：B
解析：文中倒数第二句Useful information…for most publicly held banks. 意指半强有效市场为绝大多数上市银行提供关于风险和收益相匹配的有用信息，而不是“半强有效市场能够提供关于商业银行信用价值的信息”。 -
第3题：
听力原文：Commercial banks are mainly to provide short-term loans for the capital market with the acquired deposits and the funds from other channels.
(2)
A．Commercial banks mainly provide short-term loans for the capital market.
B．The capital market mainly depends on the acquired deposits and the funds from other channels.
C．Short-term loans are mainly from the acquired deposits and the funds from other channels.
D．Commercial banks mainly depend on the capital market for deposits and the funds.
正确答案：A
解析：单句意思为“商业银行主要是利用其所拥有的存款及通过其他渠道获得的资金来源为资本市场提供短期贷款。” -
第4题：
The PBC can exercise examination of a commercial bank at any time.
A．Right
B．Wrong
C．Doesn't say
正确答案：A
解析：第二段第二句话The PBC can exercise examination of commercial bank at any time in accordance with the relevant provisions. 容易看出。 -
第5题：
A revolving credit commitment gives the borrower assurances of the availability of funds over unexpected period of tight credit in future years.
A．Right
B．Wrong
C．Doesn't say
正确答案：C
解析：结合第二段第一、二句知，在获取贷款时间太长时，采取承诺贷款或者循环贷款是常用的方法，并没有如题中所说“未来不可知的信贷紧缩时期”。a commitment agreement承诺贷款，revolving credit循环贷款。 -
第6题：
听力原文：M: It is reported that in some countries banks are not allowed to make investments in equity securities.
W: Generally commercial banks may invest only in those securities that are rated as "investment grade", or have bond ratings in the top four categories.
Q: Where are banks only allowed to make investments?
(15)
A．In equity securities.
B．In personal funds.
C．In securities rated as investment grade.
D．In property markets.
正确答案：C
解析：根据女士的回答商业银行只能投资"securities that are rated as 'investment grade'"。 -
第7题：
Normally, banks will set different credit limits on different customers' credit card ac counts.
A．Right
B．Wrong
C．Doesn't say
正确答案：A
解析：从第二段第二句Normally, banks will set different credit lines to the different groups of cardholders．可推出。 -
第8题：
听力原文：Actually, in China by now, the dominant users of smart cards are not banks, but governments and commercial organizations.
(6)
A．The majority of smart cards users are governments and commercial organizations.
B．Many users of smart cards are powerful in governments and commercial organizations.
C．The dominant users of smart cards are banks in China by now.
D．The dominant users of smart cards used to he banks in China.
正确答案：A
解析：单句意思为“事实上，目前在中国，智能卡的主要使用者不是银行，而是政府和商业机构。”B项对“dominant”一词理解有误，C项与句意相反，D项没有提及。 -
第9题：
The exporter has gotten the funds before he ships the goods in foreign collection.
A．Right
B．Wrong
C．Doesn't say
正确答案：B
解析：倒数第二句是说Before the goods it has bought can be shipped, the importer must place funds with its bank，而不像题中所说的“出口商在发出货物之前，就已经拿到了托收款”。 -
第10题：
A correspondent bank may supply the following services to other commercial banks:A.keeping accounts,B.assisting in the sale or purchase of assets,C.providing information about capital markets
A．Right
B．Wrong
C．Doesn't say
正确答案：A
解析：从文中第三句话Small banks may have 5 or 6 correspondent banks, which provide many services...可以看出。 -
第11题：
Bonds are commonly used in the Middle East area, so ______.
A．the Middle East banks often issue bonds
B．the Middle East exporters often demand bonds
C．the Middle East insurance companies often issue bonds
D．none of the above three is correct
正确答案：D
解析：中东之所以需要出具保函是因为中东有很大的buyer's market，并不是因为中东银行要保函，也不是因为中东出口商需要保函，也不是因为中东的保险公司需要保函。 -
第12题：
单选题The problem of where we will raise the funds for the scheme has not yet been （）.Aaccessed
Baddressed
Cdealt
Dexpressed
正确答案： C解析： [解析] 在给出的选项中：accessed“使用，接近”；addressed“处理，写信给……”；dealt“处理”，后跟介词with；expressed“表达”。根据句意和各个选项的意思可知，正确答案是B。 -
第13题：
A commercial bank should try its best to increase the profits of its creditor and ownership sources.
A．Right
B．Wrong
C．Doesn't say
正确答案：A
解析：从文中第三句As in non-financial business a band management's basic objective should be to maximize the value of the owners investment in the bank. 可看出。the value of the owners investment所有者价值。 -
第14题：
For a limited company, this will include the money ______ issuing shares, and is known as the share capital.A raise for ;
B raised by ;
C raising at
参考答案:B
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第15题：
A sound bank will not suffer from the bankruptcy of other unrelated banks.
A．Right
B．Wrong
C．Doesn't say
正确答案：C
解析：段落最后指出problems in one institution may have wider，systemic repercussions on others，or on the integrity of the payments system，并没有明确指出运营良好的银行不受其他无关银行破产的影响。 -
第16题：
The borrower may draw the funds from the credit aggregates within the time limit for expanding their operations.
A．Right
B．Wrong
C．Doesn't say
正确答案：A
解析：整个第一段和第二段第一句都说明了在确定的时期内，定期贷款可能被用作扩大经营，a major plant expansion(企业扩大)所带来的提示。 -
第17题：
The term-loan agreement specifies a draw-down period of, say, up to two years, during which the funds must be used by the borrower; otherwise the borrower is not allowed to draw down any unused credit.
A．Right
B．Wrong
C．Doesn't say
正确答案：C
解析：关于定期贷款协议文中第二段第一句Frequently, the borrower needs to draw down the funds over a period of many months...做了简短的说明，并没有提到题中所说的贷款额必须全部使用完，更没有说不允许使用没有使用的信用额度。 -
第18题：
Banks in international lending face the risks common to all banks: liquidity risk, interest rate risk, credit (asset) risk, and contingent liabilities risk.
A．Right
B．Wrong
C．Doesn't say
正确答案：C
解析：文章通篇提及银行面临的三类风险，并加以举例，并没有提及Banks in international lending。 -
第19题：
What do large banks allow individual banks to do?
A．To sell credit cards to consumers.
B．To join their credit card network.
C．To provide other banking services.
D．To specialize in federal funds.
正确答案：B
解析：文章第一段提到Large banks may sell...join their credit card network. 大银行向消费者提供消费信用卡服务，并要求单个银行加入到信用卡网络中来。 -
第20题：
听力原文：M: What is a cheque card?
W: It was originally issued in UK. British banks started to issue cheque cards in 1965, and as from 1969 all the main commercial banks in Britain agreed to issue a standardized form. of cheque card.
Q: What happened to British banks in 1969?
(17)
A．All the main commercial banks in Britain agreed to issue a standardized form. of cheque card.
B．British banks started to issue credit cards.
C．Customers of British banks may cash their cheques in European countries.
D．Commercial banks in the United States began to issue cheque card.
正确答案：A
解析：根据女士回答：支票卡最先在1965年由英国银行发行，从1969年开始，英国各大商业银行协定发行标准化的支票卡。 -
第21题：
The correspondent bank can only make money for its services to other banks from deposit balances maintained by bank customers.
A．Right
B．Wrong
C．Doesn't say
正确答案：B
解析：文中第一句话The correspondent banks are paid indirectly,...as well as by direct money payments.可以看出。 -
第22题：
The amount of checks debited against New York banks in October 1982 was 39.27 trillion, which was 42% of the aggregate amount of checks of all the insured banks that month.
A．Right
B．Wrong
C．Doesn't say
正确答案：A
解析：从文中倒数第二句The total amount of cheeks debited against all insured banks in October 1982 was$93.5 trillion, of which 42 percent was from New York banks. 可推导出，因为 93.5×42%=39.27。 -
第23题：
When the corporation issuing the bonds has the right to repurchase the bonds prior to the maturity date for a specific price, the bonds are
A. convertible bonds
B. unsecured bonds
C. debenture bonds
D. callable bonds
正确答案：D