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As for a collection, the presenting bank makes presentation to the drawer for acceptance/payment.A.RightB.WrongC.Doesn't say

题目

As for a collection, the presenting bank makes presentation to the drawer for acceptance/payment.

A.Right

B.Wrong

C.Doesn't say


相似考题
更多“As for a collection, the presenting bank makes presentation to the drawer for acceptance/payment.A.RightB.WrongC.Doesn't say”相关问题
  • 第1题:

    The banks will be punished by the Reserve Bank if they refuse to cooperate.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:C
    解析:文中最后一句只说Any impediments a banking organization may have to taking such actions should be documented and discussed immediately with its Reserve Bank.并没有指出银行不合作会受到他的储备银行的处罚。

  • 第2题:

    A commercial bank should try its best to increase the profits of its creditor and ownership sources.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:A
    解析:从文中第三句As in non-financial business a band management's basic objective should be to maximize the value of the owners investment in the bank. 可看出。the value of the owners investment所有者价值。

  • 第3题:

    A sound bank will not suffer from the bankruptcy of other unrelated banks.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:C
    解析:段落最后指出problems in one institution may have wider,systemic repercussions on others,or on the integrity of the payments system,并没有明确指出运营良好的银行不受其他无关银行破产的影响。

  • 第4题:

    If employees of a bank gamble in foreign exchange dealings with the bank's money, the bank will suffer heavy losses of foreign currencies.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:A
    解析:第一句中间dealing positions taken by employees who gamble with the bank's money以及举例,都说明了题中观点是正确的。

  • 第5题:

    The remitting bank in the procedure of a collection may not be the collecting bank.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:A
    解析:从文中第三句话The collecting bank is any bank, other than the remitting bank…可以倒推出。

  • 第6题:

    In foreign collection basis the importer and exporter trade upon their reputation.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:B
    解析:..so that the exporter is assured that payment will be made with collected funds,说明在国外托收方式下,出口商的货款回收以托收款为保证,早在出口商发货之前,托收款就已经存入进口方银行,因此并非如题中所说“以各自信用保证为基础进行的贸易”。

  • 第7题:

    听力原文:M: Well, what other documents shall I hand in to your bank besides bills of lading?

    W: A sight draft, an insurance policy, and a collection order which contains instructions on collection operation to our bank.

    Q: What are they talking about???

    (18)

    A.Presentation of bill of exchange for payment.

    B.Documents required for a collection operation.

    C.Application for a letter of credit.

    D.What are contained in a collection order.


    正确答案:B
    解析:男士问对方,除了递交提单外还得递交哪些单据。女士的回答是"a sight draft", "an insurance policy", and "a collection order", 即即期汇票、保险单及托收委托书,由此可推知答案为B。

  • 第8题:

    "Balance Sheet" means the statement on which a bank's assets and liabilities are listed.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:A
    解析:从文中第二句后半部分other on-and-off balance sheet exposures such as guarantees, acceptances and securities investments. 可以倒推出来。资产负债表外业务没有涉及资产和负债,那么资产负债表就应该包含资产和负债。on-and-off balance sheet资产负债表内外,balance sheet。

  • 第9题:

    In the case of documents payable at sight the presenting bank must make presentation for payment without delay.


    正确答案:正确

  • 第10题:

    W e will present the draft _______acceptance by your bank.

    • A、for   
    • B、with 
    • C、to   
    • D、on

    正确答案:A

  • 第11题:

    Questions from 31 to 35 are based on the following passage:   The exporter, as drawer of a draft (bill of exchange), hands the draft to his bank, the remitting bank, who in turn forwards it to the buyer through a collecting bank in the buyer’s country. A draft (also called a bill) is a written order to a bank or a customer to pay someone on demand or at a fixed time in the future a certain sum of money. If shipping documents accompany the draft, the collection is called “documentary collection.”   Documentary collection falls into two major categories: one is documents against payment(D/P); the other, documents against acceptance (D/A).   Documents against payment, as the term suggests, is that the collecting bank will only give the shipping documents representing the title to the goods on the condition that the buyer makes payment.   Where the paying arrangement is D/A, the collecting bank will only give the buyer the shipping documents after buyer’s acceptance of the bill drawn on him, i.e. the buyer signs his name on the bill promising to pay the sum when it matures. In return he gets what he needs – the shipping documents.   Under D/A, the seller gives up the title to the goods – shipping documents before he gets payment of the goods. Therefore, an exporter must think twice before he accepts such paying arrangement. Under D/A , the importer can gets what he needs – the shipping documents only by().

    • A、showing the bill of lading
    • B、paying in cash
    • C、making acceptance of the bill of exchange
    • D、paying the bill of exchange

    正确答案:C

  • 第12题:

    判断题
    In the case of documents payable at sight the presenting bank must make presentation for payment without delay.
    A

    B


    正确答案:
    解析: 暂无解析

  • 第13题:

    The recovery of funds of a commercial bank is ideally managed on a parallel with its expenditure.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:B
    解析:从段落中的第一句后半部分...and recovers funds, hopefully in excess of the amount可以推出。in excess of超过,a parallel with与…相同。

  • 第14题:

    听力原文:The bank has special obligation to depositors, because it makes profits from their money as well as its own.

    (4)

    A.The bank makes profits only from its own money.

    B.The bank makes profits from not only the deposits but also its own money.

    C.The bank has special obligation to make profits.

    D.The bank makes profits by having special obligations to depositors.


    正确答案:B
    解析:单句意思为“银行对于存款人担有特殊的义务,因为它的收益部分来自存款,部分来自自身的资本金。”

  • 第15题:

    听力原文:The encashing bank forwards the cheque to the drawer's bank for payment and reimbursement.

    (5)

    A.The paying bank sends the check to the remitting bank for repayment.

    B.The remitting bank sends the check to the paying bank for repayment.

    C.The collecting bank sends the check to the remitting bank for repayment.

    D.The remitting bank sends the check to the collecting bank for repayment.


    正确答案:A
    解析:单句意思为“兑现银行开出支票给出票人银行以获得偿款。”兑现银行指的就是付款银行,而出票银行指的是托收银行。

  • 第16题:

    听力原文:If a remitting bank fails to take proper care in the outward collection, the exporter will soon transfer his account to one which does.

    (7)

    A.If a remitting bank cannot take proper care in collection, the exporter will do it himself.

    B.If a remitting bank cannot fulfill its obligation in collection, the exporter will claim indemnify for it.

    C.If a remitting bank cannot take proper care in collection, it will lose a customer.

    D.If a remitting bank cannot fulfill its obligation in collection, it will cause loss to the exporter.


    正确答案:C
    解析:单句意思为“如果汇出行没能及时处理好出口托收,出口商将把它的账户立即转到另一家银行。”

  • 第17题:

    The collecting bank only acts upon the instructions given in the collection order of the presenting bank.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:B
    解析:从文中最后一句话Banks are only permitted to act upon instructions given in such an order…再结合前一句话中的a collection order with the documents concerned,因此并非只执行"the collection order of the presenting bank"。

  • 第18题:

    The exporter has gotten the funds before he ships the goods in foreign collection.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:B
    解析:倒数第二句是说Before the goods it has bought can be shipped, the importer must place funds with its bank,而不像题中所说的“出口商在发出货物之前,就已经拿到了托收款”。

  • 第19题:

    The correspondent bank can only make money for its services to other banks from deposit balances maintained by bank customers.

    A.Right

    B.Wrong

    C.Doesn't say


    正确答案:B
    解析:文中第一句话The correspondent banks are paid indirectly,...as well as by direct money payments.可以看出。

  • 第20题:

    In the case of documents payable at sight the presenting bank must make presentation for payment without delay.

    A

    B



  • 第21题:

    Questions from 31 to 35 are based on the following passage:   The exporter, as drawer of a draft (bill of exchange), hands the draft to his bank, the remitting bank, who in turn forwards it to the buyer through a collecting bank in the buyer’s country. A draft (also called a bill) is a written order to a bank or a customer to pay someone on demand or at a fixed time in the future a certain sum of money. If shipping documents accompany the draft, the collection is called “documentary collection.”   Documentary collection falls into two major categories: one is documents against payment(D/P); the other, documents against acceptance (D/A).   Documents against payment, as the term suggests, is that the collecting bank will only give the shipping documents representing the title to the goods on the condition that the buyer makes payment.   Where the paying arrangement is D/A, the collecting bank will only give the buyer the shipping documents after buyer’s acceptance of the bill drawn on him, i.e. the buyer signs his name on the bill promising to pay the sum when it matures. In return he gets what he needs – the shipping documents.   Under D/A, the seller gives up the title to the goods – shipping documents before he gets payment of the goods. Therefore, an exporter must think twice before he accepts such paying arrangement. In a transaction, if payment is made by collection, then the remitting bank is always located in()

    • A、Seller’s country
    • B、Buyer’s country
    • C、Either A or B
    • D、None of the above

    正确答案:A

  • 第22题:

    Questions from 31 to 35 are based on the following passage:   The exporter, as drawer of a draft (bill of exchange), hands the draft to his bank, the remitting bank, who in turn forwards it to the buyer through a collecting bank in the buyer’s country. A draft (also called a bill) is a written order to a bank or a customer to pay someone on demand or at a fixed time in the future a certain sum of money. If shipping documents accompany the draft, the collection is called “documentary collection.”   Documentary collection falls into two major categories: one is documents against payment(D/P); the other, documents against acceptance (D/A).   Documents against payment, as the term suggests, is that the collecting bank will only give the shipping documents representing the title to the goods on the condition that the buyer makes payment.   Where the paying arrangement is D/A, the collecting bank will only give the buyer the shipping documents after buyer’s acceptance of the bill drawn on him, i.e. the buyer signs his name on the bill promising to pay the sum when it matures. In return he gets what he needs – the shipping documents.   Under D/A, the seller gives up the title to the goods – shipping documents before he gets payment of the goods. Therefore, an exporter must think twice before he accepts such paying arrangement. Under D/P , the importer can obtain the goods only by().

    • A、showing the bill of lading
    • B、signing on the bill of exchange
    • C、paying in cash
    • D、paying or accepting the bill of exchange

    正确答案:D

  • 第23题:

    The collecting bank may release the documents against the buyer’s acceptance of a sight draft on documents against acceptance basis. ()


    正确答案:错误