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The PBC can exercise examination of a commercial bank at any time.A．RightB．WrongC．Doesn't say
题目
The PBC can exercise examination of a commercial bank at any time.
A．Right
B．Wrong
C．Doesn't say
相似考题
更多“The PBC can exercise examination of a commercial bank at any time.A．RightB．WrongC．Doesn't say”相关问题
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第1题：
The banks will be punished by the Reserve Bank if they refuse to cooperate.
A．Right
B．Wrong
C．Doesn't say
正确答案：C
解析：文中最后一句只说Any impediments a banking organization may have to taking such actions should be documented and discussed immediately with its Reserve Bank.并没有指出银行不合作会受到他的储备银行的处罚。 -
第2题：
The commercial banks mentioned in the passage can not have any other trade with companies except the credit action.
A．Right
B．Wrong
C．Doesn't say
正确答案：C
解析：文章只涉及银行的证券化业务以及契约条款的合法运用，并没有提及银行的其他业务种类，更没有说题中的商业银行与企业之间只能有信贷行为。 -
第3题：
A commercial bank should try its best to increase the profits of its creditor and ownership sources.
A．Right
B．Wrong
C．Doesn't say
正确答案：A
解析：从文中第三句As in non-financial business a band management's basic objective should be to maximize the value of the owners investment in the bank. 可看出。the value of the owners investment所有者价值。 -
第4题：
A sound bank will not suffer from the bankruptcy of other unrelated banks.
A．Right
B．Wrong
C．Doesn't say
正确答案：C
解析：段落最后指出problems in one institution may have wider，systemic repercussions on others，or on the integrity of the payments system，并没有明确指出运营良好的银行不受其他无关银行破产的影响。 -
第5题：
－ Can I exchange foreign currency in Bank of China －()A、No, you can’t. Bank of China is not responsible for exchanging foreign currency.
B、Yes, you can. Bank of China is an authorized foreign exchange bank.
C、No, you can’t. Bank of China is not open on Sundays.
参考答案：B
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第6题：
A member staff of the PBC should present his legitimate certificate for on-site examination.
A．Right
B．Wrong
C．Doesn't say
正确答案：A
解析：第二段最后一句看出The personnel in charge of...at the time of conduction examination and supervision. -
第7题：
If an "open" cheque falls into some unauthorized person's hand, he can cash it immediately and the bank is not able to trace him.
A．Right
B．Wrong
C．Doesn't say
正确答案：A
解析：从第三段最后一句Once an "open" cheque…by an unauthorized person，the money may never be recovered．可以得出答案。 -
第8题：
What will happen if there is one commercial bank and no thrifts in a small town?
A．The residents will deposit their money with the bank.
B．The local bank will provide business loans to the commercial bank.
C．Some large banks will transport money by check to the bank.
D．People in the area will not deposit money with the bank.
正确答案：A
解析：文章第二段提到If there is one commercial bank...deposit their funds in the local bank.在一些偏远地区的小镇，如果只有一家商业银行而没有其他银行的时候，居民会把钱存入当地的银行。 -
第9题：
The collecting bank only acts upon the instructions given in the collection order of the presenting bank.
A．Right
B．Wrong
C．Doesn't say
正确答案：B
解析：从文中最后一句话Banks are only permitted to act upon instructions given in such an order…再结合前一句话中的a collection order with the documents concerned，因此并非只执行"the collection order of the presenting bank"。 -
第10题：
The correspondent bank can only make money for its services to other banks from deposit balances maintained by bank customers.
A．Right
B．Wrong
C．Doesn't say
正确答案：B
解析：文中第一句话The correspondent banks are paid indirectly,...as well as by direct money payments.可以看出。 -
第11题：
"Balance Sheet" means the statement on which a bank's assets and liabilities are listed.
A．Right
B．Wrong
C．Doesn't say
正确答案：A
解析：从文中第二句后半部分other on-and-off balance sheet exposures such as guarantees, acceptances and securities investments. 可以倒推出来。资产负债表外业务没有涉及资产和负债，那么资产负债表就应该包含资产和负债。on-and-off balance sheet资产负债表内外，balance sheet。 -
第12题：
Bank clerk: ______, Madam?
Customer: Well, I just can't remember my password for the bank account.
正确答案：D
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第13题：
The word "covenant" in this passage means commercial actions.
A．Right
B．Wrong
C．Doesn't say
正确答案：B
解析：从第一句末尾any covenants related to supervisory actions or threshold可以看出covenants指不涉及监管行为的各种条款，而非商业行为。 -
第14题：
The recovery of funds of a commercial bank is ideally managed on a parallel with its expenditure.
A．Right
B．Wrong
C．Doesn't say
正确答案：B
解析：从段落中的第一句后半部分...and recovers funds, hopefully in excess of the amount可以推出。in excess of超过，a parallel with与…相同。 -
第15题：
Relatively efficient market can usually provide information on the credit worthiness of a commercial bank.
A．Right
B．Wrong
C．Doesn't say
正确答案：B
解析：文中倒数第二句Useful information…for most publicly held banks. 意指半强有效市场为绝大多数上市银行提供关于风险和收益相匹配的有用信息，而不是“半强有效市场能够提供关于商业银行信用价值的信息”。 -
第16题：
－ ()－ Besides Bank of China, you can get the money exchanged in Industrial and Commercial Bank of China, China Construction Bank etc..A、Could you tell me whether I need to fill in the exchange memo
B、Could you tell me whether I can change foreign currency in other banks
C、Could you tell me whether you can accept traveler’s checks
参考答案：B
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第17题：
A commercial bank shall establish and improve its system of internal control according to law.
A．Right
B．Wrong
C．Doesn't say
正确答案：A
解析：整个第一段和第二段第一句A commercial bank shah...its systems of examining and checking deposits, loans settlements and bad and doubtful accounts.这些都是内部控制的具体内容。 -
第18题：
In the UK commercial banks often raise funds by issuing bonds and stocks.
A．Right
B．Wrong
C．Doesn't say
正确答案：C
解析：文中最后一句仅说The main market place for lending and borrowing medium and long-term capital in the UK is the Stock Exchange in London.，并没有提及英国商业银行常常通过发行股票和债券进行融资(raise funds)。 -
第19题：
If employees of a bank gamble in foreign exchange dealings with the bank's money, the bank will suffer heavy losses of foreign currencies.
A．Right
B．Wrong
C．Doesn't say
正确答案：A
解析：第一句中间dealing positions taken by employees who gamble with the bank's money以及举例，都说明了题中观点是正确的。 -
第20题：
The remitting bank in the procedure of a collection may not be the collecting bank.
A．Right
B．Wrong
C．Doesn't say
正确答案：A
解析：从文中第三句话The collecting bank is any bank, other than the remitting bank…可以倒推出。 -
第21题：
Name a major advantage of a revolving L/C as compared with multiple L/Cs. ______.
A．It saves bank charges
B．It involves less charges
C．The applicants for the credit wouldn't pay any commission
D．The terms of the credit can be amended if necessary
正确答案：A
解析：循环信用证(revolving L/C)可避免银行多次重复开信用证，因而节约费用。applicant for the credit开证申请人。 -
第22题：
A correspondent bank may supply the following services to other commercial banks:A.keeping accounts,B.assisting in the sale or purchase of assets,C.providing information about capital markets
A．Right
B．Wrong
C．Doesn't say
正确答案：A
解析：从文中第三句话Small banks may have 5 or 6 correspondent banks, which provide many services...可以看出。 -
第23题：
Doctors say that exercise is important for health, but it be regular exercise .
A. can B. will C. must D. may
正确答案：C